Texas Paycheck & Salary Take-Home Calculator
Accurate 2026 net pay estimate with Federal taxes, FICA, and Texas 0% state income tax.
$
Annual Take-Home Pay
$61,148.50
Effective Tax Rate: 18.5%
Gross Pay
$75,000.00
Federal Income Tax
-$8,114.00
Social Security (6.2%)
-$4,650.00
Medicare (1.45%)
-$1,087.50
Texas State Tax
$0.00 (0%)
Total Withholding
-$13,851.50
Monthly
$5,095.71
Bi-Weekly
$2,351.87
Semi-Mo
$2,547.85
Weekly
$1,175.93
How Texas Salary Taxation Works in 2026
Texas is one of nine states in the U.S. with zero individual state income tax. When you work in Texas—whether in Dallas, Houston, Austin, or San Antonio—your paycheck is completely free from municipal, county, and state wage withholding.
Key Paycheck Deductions in Texas
- Federal Income Tax: Progressive federal tax brackets starting at 10% up to 37%, factoring in standard deductions.
- Social Security Tax (OASDI): 6.2% on eligible wages up to the 2026 statutory wage base cap.
- Medicare Tax: 1.45% on all earnings, plus an additional 0.9% for high-income earners exceeding $200,000.
- Texas State Tax: 0.00%. No state withholding forms (W-4 state equivalents) are required.
Frequently Asked Questions
Does Texas have state income tax on salary?
No. The Texas state constitution strictly prohibits state personal income tax on wage income.
What taxes are deducted from a paycheck in Texas?
Your paycheck is only subject to Federal Income Tax and FICA contributions (6.2% Social Security + 1.45% Medicare).
How do I calculate take-home pay in Texas?
Deduct your estimated Federal tax and FICA amounts from gross income. For example, a $75,000 salary yields about $62,022 take-home pay.
How many pay periods are in a bi-weekly year?
Bi-weekly schedules consist of 26 pay periods over a 52-week calendar year.
Does living in Texas reduce federal income tax?
No. Federal income tax brackets are uniform across all 50 states. Texas residence only eliminates state-level withholding.
Are there local city income taxes in Austin, Dallas, or Houston?
No. Municipal wage taxes are not permitted under Texas state law.